I AGREE fully with recent writer Patrick Whalen about the banks fostering these upgraded cards with Tap and Go/Pay pass programmed into the chip.
It riles me that the financial institutions that I deal with failed to inform me that this was happening and about the related charges.
Surely, they have failed in their duty of care by not informing us.
My request to have Tap and Go switched off should be a simple matter of a programmer taping a few key codes into a computer; yet the banks say it is not possible as they use the services of an outside provider.
It won�t be long before some smart scammer finds away to skim the details of ones card by sitting alongside you on a bus or train.
Meanwhile, I will be looking for an institution that can provide me with a credit card without the pay pass baggage.