Hard to credit

AN elderly friend decided not to give a present to her new grandchild, instead opted to open a bank account for the baby. However, it wasn�t as easy as the dear lady thought it would be.

At her local bank, she told the teller she wanted to open a bank account for her new grandchild.

The teller then asked if she had the child�s birth certificate and passport.

Dumbfounded, my friend repeated that the child was a newborn baby.

It was not possible to open the bank account.

What has happened to the days when children had a moneybox that you could get from a bank?

When the moneybox was full, children took it to the bank and opened their first bank account.

FRANK GRANGER, Applecross.