Opinion: Have means test for health insurance

Stock image.
Stock image.

HEALTH insurance, like all other household expenses, is getting more expensive.

If every person who could afford health insurance paid into a health fund, the cost could be less.

Unfortunately there are probably a lot of well off people able to pay but choose to use the public health system, waiting up to two years for a knee or hip replacement.

A means test would be one way, so those able to pay do not bludge on the public health system.

Instead of giving a rebate to young people to join a health fund, wouldn’t it be better to give it to the loyal members who have been in a health fund most of their life?

I have been a member of a health fund for 70 years. Over the years I have been unemployed and sometimes it was hard to find the money. But I have always believed that health insurance was more important than insuring the car.

Health is better than wealth, but a little wealth can help your health.

FRANK GRANGER,

Applecross.